If a check is issued to two people, such as John and Jane Doe, the bank generally can require that the check be signed by both payees before it can be cashed or deposited. If a check is issued to John or Jane Doe, generally only one payee needs to sign the check.

Step 4: Write the payment amount in words For example, if you are paying $130.45, you will write “one hundred thirty and 45/100.” To write a check with cents, be sure to put the cents amount over 100.

Imagine the following scenario: An employer issues a physical check to an employee (or another individual). The employee mobile deposits the check into their bank (Bank A). Then, the employee quickly takes the check to a fast-cash check cashing store and deposits the check again. This is known as double presentment.

Sign your name in the indicated space exactly as it appears on the "Pay to" line on the front of the check. Directly underneath your signature, print "Pay to the order of" and the recipient's full name in clear, legible handwriting.